As one of the cities that become a good business place, Atlanta promotes a sophisticated business environment for you. However, as the situation gets more unpredictable, you may consider buying casualty insurance. Never heard about casualty insurance before?
Through this article, you will get a glimpse into what it is and how it works. Plus, we also provide 5 recommendations of Atlanta casualty insurance co only for you!
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Getting to Know about Casualty Insurance Co
Before going deeper on the recommendation of Atlanta casualty insurance co, we will give you a simple definition of casualty insurance. In short, casualty insurance is a broad set of insurance that protects against property loss, damage, or other possible liabilities.
For example, individual casualty insurance usually covers your vehicles, houses, or condos. For homeowners and car owners, casualty insurance could be a protection against theft and liability risks which can end up costing you a big amount of expenses.
All in all, casualty insurance is an umbrella term to describe a broad category of insurance including worker’s compensation, business protection, aviation, and personal insurance. The types of coverage and benefit can be various depending on your needs and the possible risks that may happen in the future.
The Reasons You Need Casualty Insurance Co
Casualty insurance can be an important thing to have, especially if you run a business and have several properties in your hands. If you live in Atlanta, you may find many trusted Atlanta casualty insurance co around the city. However, before getting one, you must know the importance of casualty insurance for you.
1. Protects You When You Are ‘At Fault’ Position
There could be times when you are legally responsible for someone else’s financial loss. It could be either directly caused by your neglect or esteemed to be caused by you. When you are in the position of the person at fault, you must pay for others’ financial losses.
Casualty insurance can help you cover the victim’s financial losses, such as injuries or property damages. It will pay for the expenses of medical treatment, repairmen cost, or compensation for losing wages.
2. Gives Double or Even Multiple Protections
Many casualty insurances are called ‘property and casualty insurance’. This term means that you can combine the protection of your personal properties and other protections, such as car insurance, health insurance, and liability insurance. The coverage and other benefits can be personalized based on your needs and priorities.
3. Protects You at Works
Depending on your profession, you may consider several types of professional casualty insurance coverage. For example, if you manage a small business, you may buy vehicles and liability insurance to protect your employees and customers.
Otherwise, if you work in the office, you can also be covered by employee’s coverage. The employees could evade the excessive medical bills for injuries along with other employee protections. Additionally, the companies also can get direct benefits from this kind of insurance.
Top Five Casualty Insurance Co in Atlanta
Atlanta is long known for its strategic location and its easy access for global and domestic consumers. Along with its economic growth, many business and personal threats are also getting severer. Thus, stronger and more flexible protection is needed. Here are 5 recommendations of Atlanta casualty insurance co only for you.
1. Allstate
It is the largest insurance corporation that traded property and casualty insurance publicly. It provides property and casualty insurance which protects your vast types of properties such as houses, condominiums, vehicles, and many more.
Moreover, this insurance also covers liability protection to help you pay for the damage to others’ belongings if you are found legally responsible for it. You can consult and get a quote for this insurance from all of Allstate’s insurance agents throughout Atlanta.
2. Starr Insurance Co
If you are currently developing your business, Starr Insurance can be a suitable Atlanta casualty insurance co for you. Starr Insurance focuses on providing a broad range of insurance that support your business activities and protect your companies.
The casualty insurance provided by Starr Insurance covers a wide range of services. For instance, you can buy construction management, cyber protection, defense base act, political risk, professional liability, workers’ compensation & employer liability, and many more.
3. Leavitt Group
Being the 17th largest privately-held insurance brokerage makes Leavitt Group becoming one of the Atlanta casualty insurance co that provides whole and broad categories of coverage for you.
This company provides casualty insurance for personal, industry, employee, and business needs. For personal casualty insurance, this company provides protection for your property and life, such as house and auto insurance which can be combined with collision protection and liability protection.
4. Insurance Office of America
Founded in 1988, IOA became one of the Atlanta casualty insurance co that provides various types of casualty insurance to protect your personal life, business, industry, and employees.
This company offers umbrella liability which gives coverage for things that may not be included in the quote or when other policies are incapable to cover.
5. Alliant Insurance Services Inc.
Alliant Insurance focuses on business insurance only. It provides property and casualty insurance for businesses and corporations. It offers several benefits, such as having global connections, adapting to local laws and regulations, having strong local market knowledge, and providing total and worker’s compensation.
Trusting this company for your casualty insurance may be the best option. Furthermore, you can always ask for assistance from customer service if you are unsure of your decision.
Get Your Most Suitable Casualty Insurance Co in Atlanta!
Along with the higher risks that you may face in life onwards, probably, you need to consider having insurance that covers many aspects of your belongings. Luckily, Atlanta is a big city that offers many chances for people. Atlanta provides many options for you to choose the most suitable protection based on your needs.
After getting the recommendation of 5 Atlanta casualty insurance co, you could discuss the options with your family or business partners. Then, you could contact the insurance office that suits your needs the best. Remember, having more is much better than having less. Protect your assets in the best way you could.